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Insurance policy "Sanitas Avanza"
It is one of the basic products of the Sanitas company, which provides access to private medical care at an affordable price.
Here's a closer look at its key features and coverage
Medical Services:
Unlimited consultations in primary care and all specialties, including cardiology, dermatology, endocrinology, traumatology, gynecology, and others.Simple and high-tech diagnostic testing, such as blood tests, X-rays, ultrasound, MRI.Basic therapeutic methods, including physiotherapy, aerosol therapy, wound care.Over 400 surgical procedures, including vasectomy, tonsillectomy, etc., performed on an outpatient basis.Basic dental coverage, including consultations, teeth cleaning, X-rays, and tooth extractions.Digital Services:
Video consultations with all specialists, allowing for medical advice without the need to visit the doctor in person.24/7 support in emergency situations through video consultations.Personalized digital health plans, including consultations with a personal trainer, dietitian, specialists in child health and pregnancy.Co-payments:
First 6 medical services - free of charge.For services 7-15 - 5 euros per service.After the 16th service - 10 euros per service.For complex diagnostic tests and therapeutic methods - 12 euros.In emergency cases - 8 euros.Limitations and Exceptions:
Does not cover injuries resulting from road or industrial accidents, high-risk sports, cosmetic surgeries, medical services provided by the state health system, and pre-existing conditions.Does not include pregnancy care and childbirth.The "Sanitas Avanza" plan is suitable for those who already have social insurance but want quick access to private doctors and diagnostics. It ensures convenience and quality of medical care, including a wide range of medical services and digital solutions.
Sanitas Más Salud Familias
It is a comprehensive health insurance plan designed to meet the needs of families. It offers a wide range of medical services and additional benefits to ensure complete medical coverage.
The main characteristics of the plan:
1. Primary Medical Care: - General Medicine - Pediatrics - Emergency Services2. Specialized Care: - Gynecology - Traumatology - Cardiology and other specialties3. Diagnostic Tests: - Blood tests - X-rays - Ultrasound (US) - MRI and other advanced diagnostic methods4. Therapeutic Methods: - Rehabilitation sessions - Physiotherapy - Other therapeutic procedures5. Surgery: - Outpatient and inpatient surgeries - Coverage of all necessary surgical procedures6. Hospitalization: - Single rooms with a bed for a visitor (excluding psychiatric hospitalization)7. Emergency Assistance Abroad: - Coverage up to 12,000 euros per case in cooperation with Europ Assistance8. Dental Coverage: - 30 free services, including check-ups, cleanings, extractions, and x-rays - Options for expanded dental coverageAdditional Benefits: - Psychological Support: 20 psychology sessions per year - Speech Therapy: 20 speech therapy sessions per year - Video Consultations: 24-hour consultations for emergencies - Health and Wellness Programs: Personalized programs via video consultations (e.g., personal trainer, dietitian, smoking cessation programs, pelvic health programs) - Home Assistance During Illness: Assistance with household chores such as cooking, cleaning, ironing (up to 29 hours) - Child or Elderly Care: Support for care during illness (up to 30 hours) - Medication Delivery: Prescription medication delivery to your home
This policy can be either without copayments or with additional copayments.Coverage Costs (Deductibles): - First 6 services — Free of charge - 7-10 services — 4 euros per service - 11-15 services — 7 euros per service - Over 15 services — 10 euros per service - Dental services — 3 euros - High-frequency utilization packages (physiotherapy, aerosol therapy, childbirth preparation classes) — 12 euros
Additional Options (Optional): - Coverage for accidents at work or on the road - Discounts on pharmaceutical services - Enhanced dental coverage - Reimbursement of medical expenses worldwide - Repatriation in case of death - Optical coverage: reimbursement of expenses for contact lenses and glasses
This plan provides comprehensive medical care for the entire family with additional benefits and options for maximum flexibility and convenience.
Insurance plan "Sanitas Profesional"
Plan for private entrepreneurs. This policy is designed to meet the specific needs of freelancers and small business owners in Spain
Includes several key features:
1. Comprehensive Medical Coverage: Sanitas Profesional encompasses primary care services including general medicine, pediatrics, nursing services, and emergency care. It also provides access to a wide range of medical specialties such as dermatology, psychiatry, cardiology, and oncology.
2. Diagnostic and Therapeutic Services: The policy includes coverage for diagnostic tests such as MRI, CT scans, and ultrasounds, as well as therapeutic methods including rehabilitation, cancer treatment, and respiratory therapies.
3. Hospitalization Benefits: In the event of hospitalization, the policy covers surgical expenses, the cost of medications, and provides a private room with a bed for a relative.
4. Digital Services: Sanitas offers enhanced digital medical services, including 24/7 video consultations in emergencies, personalized health plans through video consultations, and an online platform for managing medical records and appointments.
5. Additional Benefits: The plan includes benefits such as income protection during temporary disability, assistance with household chores, childcare, and support for home schooling, as well as taxi services for everyday trips. Dental coverage is also included, providing access to a network of dentists and discounts on treatments.
6. Flexibility and Additional Options: The policy is flexible and can be tailored with additional coverage options such as medication coverage, optical coverage, alternative medicine (homeopathy and acupuncture), and hospitalization benefits.
7. Tax Benefits: Private entrepreneurs can benefit from tax deductions on the cost of their insurance policy, as well as on the insurance of their spouse and children up to a certain amount.
Sanitas Profesional is designed to provide reliable support for private entrepreneurs, offering comprehensive medical services tailored to the unique needs of this group.
Brief description of prices
Health insurance policies offered by Sanitas
From the cheapest to the most expensive:
1. Sanitas Mas 90: Starting from €0.85 per month. This policy offers coverage in Spain and 70% worldwide, with no additional fees.
2. Sanitas Accede: Starting from €19.60 per month. Provides basic coverage within the Sanitas medical network.
3. Sanitas Avanza: Starting from €29.90 per month. Offers private medical services with direct and free access to specialists.
4. Sanitas Único: Starting from €42.75 per month. Designed for individuals over 60 years old, covering visits to general practitioners, specialists, diagnostics, etc.
5. Sanitas Más Salud: Starting from €55.90 per month. Comprehensive policy covering all medical needs in Spain with no additional fees.
6. Sanitas Más Salud Familias: Starting from €48.90 per month. Similar to Más Salud but oriented towards families.
7. Sanitas Más 90.000: Starting from €76.74 per month. Full coverage in Spain with the option to choose a doctor inside and outside the Sanitas network.
8. Sanitas Blua: Starting from €83.90 per month. Includes digital medical services and wide coverage in Spain and 80% worldwide.
9. Sanitas Premium 500: Starting from €86.15 per month. Comprehensive assistance in Spain plus coverage up to €500,000 worldwide with reimbursement options.
10. Sanitas International Residents: Starting from €88.40 per month. Specially designed for foreigners obtaining residency in Spain.
Prices vary depending on the specific details of the policy and selected additional coverage options.